Truist Bank Checking Bonus: $400 Offer Code - Ends 6/26/24 (2024)

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You can earn a $400 bonus when you open any personal checking account with Truist Bank.

To qualify for the bonus:

• Open a new Truist One Checking accountonline from February 28, 2024 through June 26, 2024 using promo codeTRUIST400AFL24
• You must open the account online and enter the promo code to be eligible to participate in the promotion.
• Receive at least one qualifying Direct Deposit of $500 or more AND complete at least 15 qualifying debit card purchases within 90 days of account opening. All debit purchases must be posted to your account to qualify.
• The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.

Update 6/5/24: Offer ends soon! Available in 17 States and DC, see our full list below to see if you qualify for this popular bank bonus! I personally have the account and the ease of use and set up is a breeze. Customer service on my end has been nothing but stellar!

The Truist One Checking has a $12 monthly fee but can be waived by one of the following:

• Make $500 or more in total qualifying Direct Deposits per statement cycle.
• Maintain a combined monthly avg. balance of $500 or more across all eligible Truist accounts.
• Have a personal Truist credit card, mortgage or consumer loan, excluding LightStream.®
• Have a linked small business checking account.
• Students under age 25.

Truist Bank $400 Checking Bonus

• Learn More at Truist
• What you’ll get: $400 bonus
• Account Type:Checking Account
• Availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. (Locator)
• Direct Deposit Requirement: Yes, $500+
• Credit Inquiry:Soft Pull
• ChexSystem:Yes
• Credit Card Funding:None
• Monthly Fees: $12, waivable
• Early Account Termination Fee:None
• Household Limit:None

Fine Print

• Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 2/28/23 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
• Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.
• Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being deposited, or (3) the new checking account has a $0.00 or negative available balance at the time of qualification validation.
• Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from Truist. All promotional payouts will be processed no later than 2/28/25 at which point this promotion (and any related disbursem*nts) will be considered final, and no further disbursem*nts will be made.

Bottom Line

Thought this bonus does require a bit more effort, it’s an overall generous offer from Truist. I would consider this a favorable offer.

For more, see our list of the latest Truist Bank bonuses or check out our full list ofbank promotions to keep updated on the best offers!